MTPL Insurance


Pursuant to the Law of Ukraine "On Compulsory Motor Third Party Liability Insurance", two types of compulsory MTPL contracts are concluded:

  • domestic insurance contract;
  • International insurance contract.

Domestic insurance contracts are valid exclusively in Ukraine.

International insurance contracts are valid in the territory of the member countries of the Green Card system specified in such contracts and are certified by the relevant unified "Green Card" certificate recognised and valid in these countries.

When entering the territory of Ukraine, the owner of a vehicle registered in another country is obliged to have a Green Card international motor insurance certificate or a domestic MTPL contract for the entire period of stay of such vehicle in Ukraine.

If a citizen of our country travels to a member state of the the Green Card system in his or her own vehicle registered in Ukraine, the owner of such a vehicle must have a valid international insurance contract certified by the relevant unified insurance certificate "Green Card". On the basis of this certificate, the insurer that issued this certificate will provide compensation for damage caused by a citizen of Ukraine to third parties as a result of a road traffic accident that occurred through his/her fault during the validity of the said certificate.

Insurance indemnity to victims of road traffic accidents is paid on the terms and conditions specified in the legislation on compulsory MTPL insurance of the country in which the road traffic accident occurred.

Starting from 1 July 2022, in accordance with the Resolution of the Board of the National Bank of Ukraine No. 109 dated 30 May 2022, the sum insured under domestic compulsory MTPL insurance contracts is set at the following amount:

  • for damage to life and health - UAH 320,000 per victim, regardless of the number of victims;
  • for damage caused to the property of victims - UAH 160,000 per victim, but not more than UAH 800,000 per insured event.